Boost Sales with Our Customer Acquisition Tool & Steady 35% Commission That Never Decreases!
The Lowest-Cost Rx Drug Plan on the Market
Unlock the $1.3B CBD Market with the First HSA-Compliant Rx Plan
Lead with unbeatable prescription coverage and make closing the sale easy with high-demand CBD perks. Partner with Novus to offer a compliant, dual-benefit solution that secures immediate wins and long-term client retention.
Agent & Broker Benefits
Experience Effortless Selling. Forget complex pitches—our Customer Acquisition Calculator turns the sale into simple math. By showing clients their savings in real-time, you can bypass objections and easily explain the deal’s compliant structure: the premium pays for rock-solid PDP coverage, while the CBD is included as a free, non-insurance add-on.
Sell the Core: Lowest-Price PDP
Lead with Savings. Offer a necessary, rock-solid Prescription Drug Plan (PDP) built to be the most cost-competitive on essential medications, the lowest-priced plan in the industry. This value-add gives immediate access to discounts on the same high-demand CBD brands found in major retailers
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See Savings In Real Time
Partners and Compliance
Enrollment Takes Two Minutes
FAQ
Is this legal in my state?
“Absolutely. This program operates in strict adherence to the 2018 Farm Bill, using only hemp-derived, non-intoxicating products (<0.3% THC). Structurally, you are selling a Prescription Drug Plan (PDP) where the client’s premium covers the insurance exclusively, while the CBD benefit is attached as a complementary, non-insurance rider. This configuration ensures full regulatory compliance while allowing you to close the sale with a high-value ‘free’ incentive that differentiates your offer.”
Novus strictly prohibits synthetic CBD, all forms of THC, and intoxicating plant material, requiring that our portfolio consist exclusively of naturally derived, non-intoxicating phytocannabinoids. This policy guarantees our members receive the safety and authentic therapeutic benefits of verified botanical medicine.
Do I need a special appointment
No! You are primarily selling a federally compliant Prescription Drug Plan (PDP). This is a familiar and necessary product that fits right into your existing book of business.
The CBD benefit is a separate, value-added Discount Medical Plan Organization (DMPO) Rider that provides exclusive discounts. It is not a health insurance benefit, but a consumer incentive.
The Benefit for You:
No special cannabis certification required.
No complex annual training (like AHIP for Medicare).
You simply need to be appointed to sell the underlying supplemental product.
This structure allows you to immediately access a high-demand, $1.3 billion market without any extra licensing hurdles.
Are commissions paid monthly or annualized?
All commissions are paid monthly.
Can I cross-sell this plan with other plans?
Absolutely! In fact, this plan is engineered to be the perfect cross-sell tool for your entire book of business.
Because it is a low-cost, supplemental product, you can easily cross-sell it to existing clients or embed it into a bundle when closing a new client on a major medical, Medicare, or life insurance policy.
The value-add of the CBD Rider makes it a unique differentiator that helps close the deal on your higher-value products.
What are the Explanation of Benefits /Services
For your review, download the Explanation of Benefits/Services: Click Here
Medication Pricing
| Medication | Mfr. | Pack Size | Your Price | Generic Name | Brand Name |
|---|
Demographic Size
| Demogrphic | Est. Users | Primary RX + CBD Need | Source & Data Insight |
|---|---|---|---|
| Modern Seniors (Age 65+) | 9.5 Million | RX: Blood Pressure/CholesterolCBD: Pain, Arthritis & Sleep | White House/NIH (2025/26): 1 in 7 seniors used CBD last year. Usage in this group surged 46% recently as a doctor-recommended medical intervention. |
| High-Stress Professionals (Age 35-49) | 25+ Million | RX: Antidepressants/BP MedsCBD: Anxiety, Stress & Focus | Forbes/SingleCare (2025/26): 49% of all CBD users cite anxiety/stress as the #1 reason. This group has the highest spending power, often exceeding $50/mo on CBD alone. |
| Active Parents & Families (Age 26-44) | 38+ Million | RX: Pediatric/Family MaintenanceCBD: Inflammation & Recovery | Neurogan/Statista (2026): This is the largest overall segment; 60% of US adults have now tried CBD, with this cohort using it daily for "lifestyle maintenance." |
| Chronic Care Patients (All Ages) | 18+ Million | RX: Specialized Meds (Opioids/NSAIDs)CBD: Chronic Pain Management | SAMHSA/New York University (2025): 64% of CBD users use it for pain. 22% of these users actively replace or supplement RX drugs with CBD. |
Carrier Price Comparison
Carrier | Plan Name | *Monthly Premium (Est.) |
Humana | Humana Value Rx Plan | $36.40 |
Blue Cross (BCBS) | Blue MedicareRx Value Plus | $30.70 |
UnitedHealthcare | AARP Medicare Rx Saver | $30.00 - $45.00 |
Industry Average | Standard Part D Plan | $34.50 |
**Note** Premiums are estimates based on 2026 national averages and may vary by location. Competitor rates sourced from public Medicare Part D filings.
