Investor Relations-1
Cannabis INDUSTRY VULNERABILITY
- The $6 Billion Debt Crisis: The U.S. cannabis industry faces a severe financial bottleneck with expensive, hard-to-refinance debt coming due by the end of 2026.
- Dilution Threat: Inability to refinance on favorable terms will likely result in lenders converting debt into equity, forcing massive shareholder dilution across the sector.
NDEV Business Model Comparison
- Asset Light Insurance: By functioning strictly as a health insurance carrier utilizing an HMO-style commerce model, NDEV does not directly handle the cannabis plant.
- Complete Insulation: This eliminates extreme capital expenditures and protects shareholder equity. We strictly enforce a 15% 30-day ADTV leak-out provision to further guard against market saturation.
 | 5/12/2025 | |
| 3/24/2025 | |
| 3/10/2025 | Novus 10k 2024 Press Release |
| 2/4/2025 | Novus Cannabis Medplan Unveils Game-Changing Platform |
| 11/11/2024 |
Cap Structure
As of September 30, 2025
| Authorized Shares: | 200 million | |
| Outstanding Shares: | 126,803,624 | |
| Float: | 30,948,730 | |
| Par Value: | $0.001 | |
| Restricted Shares: | 86,989,251 | |
Due Diligence Links
As of September 30, 2025
| Quote: | Click Here |
| Filings: | Click Here |
| Pitch Deck: | Click Here |
| Investment Highlights Video: | Click Here |
Footnotes:
- Leak Out Vendor Shares: Third-party vendors with treasury-issued stock must sell their shares gradually based on 15% of the average daily trading volume over the past 30 days.
- Debt Transparency: Frank Labrozzi, the CEO, is owed $163,425. He has no plans to exercise the call provision, and this debt instrument has no equity conversion provision.
- Insider Sales: No insider selling common stock for three years
Disclaimer and Forward-Looking Statement Click Here. Always seek advice from a licensed financial professional before making any investments.
Reimbursement of Cannabis Plans
- Employer-Centric Customization: The platform allows companies to tailor health benefits, including medical cannabis, to align with their HR policies and values.
- Positions Novus as a compliant, tax-advantaged solution for medical cannabis reimbursement with Health Savings Accounts and Health Reimbursement Accounts.
- Cannabis policyholders can use pre-tax dollars for premiums, enhancing affordability and accessibility.
Direct-to-Consumer Platform Launch:
- Introduced a Cannabis RX platform designed to:
- Provide direct sales to medical and recreational policyholders.
- Offer pre-negotiated discounts to enhance affordability.
- Integrate a cannabis inclusive prescription drug plan
- Nationwide Network of Licensed Dispensaries Across the U.S.
- Combines cannabis and traditional healthcare benefits in a single plan.
- Positioned as a disruptive distribution solution in the medical and recreational cannabis industry.
Market Expansion Efforts:
The platform targeted medical users, unregistered consumers from the illicit market, and recreational users.
- Created affordable wellness programs with customized insurance benefits.
- Partnering with dispensaries, cannabis brands, and insurance brokers nationwide to offer Novus MedPlan, which provides comprehensive coverage solutions for diverse needs.
- The untapped employer market captures market share by targeting companies adjusting HR policies on cannabis in the workplace.
Novus Business Model is Unaffected by the Complications of Federal Cannabis Compliance.
Novus is not impacted by the SAFE Banking Act or the process of rescheduling cannabis. As a non-plant-touching company, we encounter fewer legal and regulatory challenges. Insurance providers operate on a state-by-state basis, and since federal cannabis laws do not apply directly to us, we can operate across state and national borders with fewer restrictions.
Core Operational Infrastructure
The "Affordability Gap" & Schedule III Tailwinds
the DOJ.Schedule III reclassification eliminates federal 280E taxes for dispensaries, while NDEV provides up to 45% discounts and 15%–17% effective tax reductions to combat high state consumer excise taxes
Corporate & Personal HRA Integration
Employer-Sponsored Health Plans and Health Reimbursement Accounts directly fund policy premiums and medical reimbursements.
Dual-Platform Compliance Firewall
NDEV’s proprietary dual-platform framework that programmatically isolates the medical prescription drug plan operations from the physical cannabis distribution ordering platform.
How Reimbursement Works?
Reimbursement derives from policy revenue, contractually channeled to the MSO via standardized service fees. Defined exclusive territories secure asset utilization, protecting economic rights and ensuring stable, non-dilutable cash flow for MSO infrastructure.
Contact Us
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855-228-7355
We are available Monday - Friday 9:00 am - 5:00 pm (EST) Email: info@getnovusnow.com
